Mastercard and MetaMask have introduced the MetaMask Card in the United States, expanding access to crypto payments for wallet users across most of the country.
Consensys confirmed that the MetaMask Card is now available in 49 states, linking directly to users’ wallets and allowing payments at any merchant that accepts Mastercard.
Sherri Haymond, Mastercard’s global head of digital commercialization, commented on the partnership, focusing on:
"MetaMask shares our vision of enabling people to spend their crypto securely and seamlessly anywhere Mastercard is accepted."
Card keeps funds in self-custody until payment
The MetaMask Card allows users to keep their assets in their own wallet until the moment a payment is executed, with the product developed in partnership with regulated issuer Monavate and operating across the global payments infrastructure of Mastercard.
In the United States, the card is issued by Cross River Bank.
MetaMask said the card works with about 150 million merchants globally and supports Apple Pay and Google Pay, and unlike many crypto debit cards that require funds to be transferred to a custodial account before spending, the MetaMask Card executes payment directly from the wallet at checkout.
"Users retain control of their digital assets in their MetaMask wallet until the moment they pay," the company said.
The standard MetaMask Card is issued as a virtual card linked to the wallet.
A physical version, called the MetaMask Metal Card, is available through a $199 annual subscription. Consensys said the plan includes 3% cashback on the first $10,000 spent each year, higher spending limits and no foreign transaction fees.
The U.S. rollout follows earlier launches in Argentina, Brazil, Canada, the European Economic Area, Mexico, Switzerland and the United Kingdom.
The news is out.
— MetaMask 🦊 (@MetaMask) March 4, 2025
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MetaMask Official Announcement.
Previously
Both companies have already been building pieces of this broader payments and asset infrastructure through earlier initiatives. In 2025, Mastercard expanded cooperation with stablecoin issuer Circle to support settlement in USDC and EURC for payment providers across parts of Eastern Europe, the Middle East and Africa.
At the time, Mastercard executive Dimitrios Dosis said the effort focused on integrating stablecoins into payment systems already used by merchants and financial institutions.
On the wallet side, MetaMask has also been expanding its platform through a partnership with Ondo Finance, bringing more than 200 tokenized U.S. stocks, ETFs and commodity-linked products into the app. Eligible users can trade tokenized shares tied to companies such as Tesla, Apple, Microsoft, NVIDIA and Amazon directly within the wallet.
According to Ondo, minting and redemption follow standard market hours, while transfers remain available across multiple blockchain networks.
Joe Lubin, co-founder of Ethereum and founder of Consensys, said the integration allows users to move between crypto assets and traditional markets while keeping control of their funds.
"Bringing tokenized U.S. stocks and ETFs into MetaMask allows users to move between crypto and conventional assets while keeping control of their funds."
Gunel Ismayilova
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