OnePay has expanded its cryptocurrency platform to 12 supported assets after a rapid rollout that began with just Bitcoin and Ethereum in January 2026, as the Walmart-majority-owned fintech accelerates its push to become a primary money app for everyday Americans.

The platform added 10 new tokens this week: XRP, Solana (SOL), Dogecoin (DOGE), Cardano (ADA), Bitcoin Cash (BCH), Chainlink (LINK), PAX Gold (PAXG), Shiba Inu (SHIB), Polkadot (DOT), and Uniswap (UNI). Days later, OnePay followed with SUI, Polygon (POL), and Arbitrum (ARB), according to the announcement.

"We plan on continuing to expand thoughtfully, prioritizing assets that meet a high bar: demand, liquidity, regulatory clarity and long-term utility," Ron Rojany, OnePay's general manager for Core App and Crypto, said in the comment. "We're less focused on chasing the latest asset and more focused on offering a curated set of assets that align with how our customers actually use and think about their money."

A January launch that moved fast

OnePay first announced plans to expand into digital assets last year as part of a broader push to position itself within the emerging superapp model, as previously reported by HodlFM. The platform launched its crypto offering in January with Bitcoin and Ethereum as its only two supported assets.

The move from two assets to more than a dozen took roughly two months. Rojany attributed the pace to early customer demand rather than a shift in strategy. He told Cointelegraph the company sees "strong engagement, particularly among customers who are newer to crypto and are looking for an easy and integrated way to get started," though he declined to disclose adoption figures among OnePay's account holders.

"We see crypto as a long-term part of modern financial services," Rojany said in a separate statement. "Expanding our cryptocurrency selection is one step toward building a comprehensive, accessible digital asset platform inside OnePay, one that supports diversified investment strategies and gives customers greater flexibility."

OnePay customers manage crypto transactions inside the same app they use for everyday spending and saving. The platform already offers high-yield savings accounts, credit and debit cards, loans, and wireless plans. It also operates a digital wallet accepted at checkout in Walmart stores and on the retailer's website. Walmart's US operations posted net sales of $462.4 billion in fiscal 2025, according to the company's latest annual report.

Fast Company recognition lands in the same week

The crypto expansion came the same month OnePay was named to Fast Company's World's Most Innovative Companies list for 2026, announced on March 24. The publication recognized OnePay for expanding what a modern money platform can do for everyday consumers.

Fast Company cited OnePay Crypto specifically, alongside a credit card program launched with Synchrony, installment lending introduced with Klarna, and OnePay Wireless launched through Gigs. The company also expanded OnePay Rewards to cover groceries, dining, and fuel.

"Our list of the Most Innovative Companies is about spotlighting organizations that don't just adapt to change – they drive it," said Brendan Vaughan, editor-in-chief of Fast Company. "The companies we honor this year are redefining what leadership looks like in 2026, pairing bold ideas with measurable impact and turning breakthrough innovation into real-world value."

The full list appears at fastcompany.com and on newsstands from March 31, 2026. Fast Company will host its Most Innovative Companies Summit and Gala on May 19 in New York City.

The superapp race widens

OnePay is not alone in this pursuit. A number of financial and technology companies have moved to build platforms that consolidate trading, banking, and other services into a single product.

Coinbase CEO Brian Armstrong outlined plans to build what he called an "everything exchange," with the company's Base network intended to serve as both a consumer-facing gateway and underlying infrastructure for the broader on-chain economy. Startale Group launched a superapp on Ethereum's Layer 2 infrastructure to serve as a unified entry point for Sony's Soneium ecosystem, enabling users to access token generation events, airdrops, and reward programs through one platform, after completing a $50 million Series A round.

The regulatory environment has also shifted in favor of the model. US Securities and Exchange Commission Chairman Paul Atkins expressed support in September for platforms that offer multiple financial services under one regulatory framework.

"I have directed the Commission staff to develop further guidance and proposals ultimately to make this 'super-app' vision a reality," Atkins said in July.

For OnePay, the near-term focus remains on the foundation rather than the feature count.

"We're still early and our focus is on building our crypto platform the right way: creating a trusted, safe and intuitive experience for everyday customers," Rojany said.

Risks and considerations

Volatility and risk of loss - Cryptocurrency assets are highly volatile and can result in significant financial losses, up to and including the total loss of invested capital. Past performance does not indicate future results.

Regulatory protections and consumer safeguards - Cryptocurrency holdings are not protected by government-backed schemes such as the FDIC or SIPC. Regulatory frameworks vary by jurisdiction and remain subject to change. Some assets or platforms may be restricted or prohibited in certain locations.

Security considerations - Digital asset wallets and accounts can be subject to hacking, fraud, and unauthorized access. Lost credentials can result in permanent, unrecoverable loss of funds.

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